SBA LOANS/401K Rollover

SBA 7(a) Loans can be used for almost any business purpose, like starting, buying, or expanding a business.

• $75k to $5m of funding
• Low interest rates
• Longer repayment terms
• Combines with other funding methods

• 20% to 30% down
• 680+ credit score
• Personal collateral required
• Industry experience preferred

SBA Express Loans provide quick funding for new or existing businesses. With the option to be used as an express line of credit, SBA Express Loans combine well with SBA 7(a) Loans to provide extra working capital.

• $25k to $350k of funding
• Low interest rates
• Quick time to fund

• 10% to 30% down
• 680+ credit score
• Personal collateral often required

SBA Working Capital Loans offer a simple financing solution when you need extra operating funds. They close much faster than an SBA 7(a) Loan.

• $75k to $150k of funding
• Low interest rates
• Quick time to fund
• Unsecured or secured by business collateral

• 10% down
• 680+ credit score
• Secured with business collateral ($26k +)
• Business must be able to operate prior to fundi

401k Rollover to Buy a Business

1. Create a new C corporation, a common business structure.
2. Set up a company 401(k) plan for your new C corporation.
3. Roll your existing retirement funds into the new company 401(k) retirement plan.
4. The company 401(k) plan buys your C corporation’s stock.
5. The funds from the stock purchase can be used to operate your business.